Using Dealer Finance

Getting the finance for a new car through the dealer is a very attractive option for many people - it can certainly be the easiest and quickest way. It's always worth bearing in mind though that you may not always get the best rates from a dealership, especially when you consider that financing is where they really make their money. However, you may find that many of the discounts offered by dealers are dependent on you taking finance with them. Do your sums carefully and be prepared to haggle with them, and you may well find yourself a good deal.

There are four major types of dealer finance: zero percent finance , hire purchase (HP), leasing and personal contract plans (PCPs); each one suited to a different type of buyer and their individual needs. You can find out more about each variety by selecting a finance option from the menu below.

Hire Purchase

One of the most popular ways of financing a car.

Interest-Free Finance

A look at whether 0% credit is always the best deal.

Car Leasing

Leasing your car can mean that you can own a new vehicle every few years, without having to worry about maintenance costs.

Personal Contract Plan (PCP)

A new option allows you to pay lower monthly repayments, with a large balloon payment at the end of the contract.

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